feat(phase-1): complete backend core, savings ledger, multi-channel auth, and dynamic QR verification
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@@ -22,3 +22,12 @@ SWIFTPAY_ENDPOINT=https://api.swiftpayiq.com/v1
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# SuperQi / ZainCash Notification Listener Secret
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NOTIFICATION_INGEST_SECRET=secure_ingest_key_for_android_bridge_listener
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# Official Telegram Verification Bot
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TELEGRAM_BOT_TOKEN=your_telegram_bot_token_here
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TELEGRAM_BOT_USERNAME=UrukPrizeBot
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# JWT & Dynamic Encryption Secrets
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JWT_SECRET=super_secret_jwt_signature_key_2026_uruk
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QR_TOKEN_LIFETIME=90
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