Files
musadaq-saas/app/Services/RiskAnalysisService.php

78 lines
2.7 KiB
PHP

<?php
declare(strict_types=1);
namespace App\Services;
use App\Core\Database;
final class RiskAnalysisService
{
public function calculateCompanyRiskScore(string $companyId): array
{
$db = Database::getInstance();
$score = 100;
$factors = [];
// 1. Rejection Rate
$stmt = $db->prepare("SELECT status, COUNT(*) as count FROM invoices WHERE company_id = ? GROUP BY status");
$stmt->execute([$companyId]);
$stats = $stmt->fetchAll();
$total = 0;
$rejected = 0;
foreach ($stats as $stat) {
$total += $stat['count'];
if ($stat['status'] === 'rejected' || $stat['status'] === 'validation_failed') {
$rejected += $stat['count'];
}
}
if ($total > 0) {
$rejectionRate = $rejected / $total;
if ($rejectionRate > 0.10) { // More than 10% rejections
$penalty = min(30, (int)(($rejectionRate - 0.10) * 100));
$score -= $penalty;
$factors[] = "نسبة رفض عالية: " . round($rejectionRate * 100, 1) . "% (خصم {$penalty} نقطة)";
}
}
// 2. High Value Cash Invoices
$stmt = $db->prepare("SELECT COUNT(*) as count FROM invoices WHERE company_id = ? AND invoice_type = 'cash' AND grand_total > 5000");
$stmt->execute([$companyId]);
$highValueCash = $stmt->fetch()['count'];
if ($highValueCash > 0) {
$penalty = min(20, $highValueCash * 2);
$score -= $penalty;
$factors[] = "وجود فواتير نقدية بقيم عالية: {$highValueCash} فاتورة (خصم {$penalty} نقطة)";
}
// 3. Late submissions (invoice_date is much older than created_at)
$stmt = $db->prepare("SELECT COUNT(*) as count FROM invoices WHERE company_id = ? AND DATEDIFF(created_at, invoice_date) > 7");
$stmt->execute([$companyId]);
$lateInvoices = $stmt->fetch()['count'];
if ($lateInvoices > 0) {
$penalty = min(15, $lateInvoices * 1);
$score -= $penalty;
$factors[] = "تأخير في رفع الفواتير: {$lateInvoices} فاتورة متأخرة بأكثر من 7 أيام (خصم {$penalty} نقطة)";
}
// Determine Risk Level
$riskLevel = 'low';
if ($score < 50) {
$riskLevel = 'high';
} elseif ($score < 80) {
$riskLevel = 'medium';
}
return [
'score' => max(0, $score),
'level' => $riskLevel,
'factors' => $factors,
'calculated_at' => date('Y-m-d H:i:s')
];
}
}